Notary for Mortgages and Banks — verifying bank documents
Notary services for mortgages, banks and financial institutions.
Quick answer
Banks and financial institutions sometimes require notarial verification of documents — including powers of attorney, declarations, signature verification and certified true copies. The notary verifies the client's signature, verifies identification and understanding, and issues a notarial certificate on the mandatory form. The signatory must appear before the notary.
What does this service do?
Banks sometimes require notarial certification of documents related to a mortgage, opening an account, transferring funds, and other financial actions. The service includes signature verification on bank documents, verifying powers of attorney, certifying declarations, and issuing certified true copies of ID documents. The notary acts according to the bank's requirements and subject to the Notaries Law and its regulations.
Who is it for?
Clients required by the bank to notarially verify documents — including mortgage clients, clients transferring funds abroad, and clients opening accounts at banks abroad.
When is it needed?
When the bank or financial institution requires notarial verification of a document — a power of attorney, declaration, or signature certification.
What does the notary check?
The notary checks: the signatory's identity; capacity; understanding of the document; free will; and document integrity.
Required documents
- Valid original ID
- The original bank documents requiring verification
- The number of copies required
- In the case of a power of attorney — the agent's details
- Specific instructions from the bank (if any)
How does the process work?
Obtaining the bank's requirements — which document is required and in what wording.
Scheduling an appointment with the notary.
Arriving with an ID and the original document.
The notary identifies, verifies understanding and free will.
The signatory signs before the notary, and the notary prepares the certificate.
How much does it cost?
The notarial fee is set under the Notaries (Fees) Regulations, 1978. The fee depends on the type of act and the number of documents. For a price estimate, send the document for review.
Full fee scheduleLegal notes
The act is performed under section 11 of the Notaries Law, 1976, and on the mandatory form under the Second Schedule to the Notaries Regulations, 1977. The fee is set under the Notaries (Fees) Regulations, 1978. The signatory must appear before the notary.
Can it be prepared in advance?
The bank document may be sent in advance for review. The signature must be made before the notary. In suitable cases an electronic notarial certificate may be issued — subject to the law, regulations, identification, appearance and signature required by law.
Common mistakes
Arriving without the bank's instructions — the bank may require specific wording.
Signing the document before arriving at the notary.
Arriving without an original ID.
Not bringing enough copies.
Frequently asked questions
Does the notary know what the bank requires?
It is recommended to bring the bank's exact requirements. The notary can check the document against the requirements, but responsibility for meeting the bank's requirements lies with the client.
Will the bank accept an electronic notarial certificate?
Check with the bank. Some banks accept one and some require a physical document. In any case, the signature itself must be made before the notary.
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The information on this site is general and does not constitute individual legal advice, nor does it replace a professional review. Every notarial act is performed subject to the Notaries Law, 1976, the Notaries Regulations, 1977, and the identification, appearance and signature requirements applicable to each act.